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Myth and Measurement — The Case of Medical Bankruptcies

List of authors.
  • Carlos Dobkin, Ph.D.,
  • Amy Finkelstein, Ph.D.,
  • Raymond Kluender, B.S.,
  • and Matthew J. Notowidigdo, Ph.D.

Though there is compelling evidence that medical expenses do cause bankruptcies in the United States, they may cause far fewer than has been claimed. Overemphasizing such events may distract from an understanding of the true nature of health-related economic hardship.

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Funding and Disclosures

Disclosure forms provided by the authors are available at NEJM.org.

Author Affiliations

From the Department of Economics, University of California, Santa Cruz, Santa Cruz, (C.D.); the Department of Economics, Massachusetts Institute of Technology, Cambridge, MA (A.F., R.K.); and the Department of Economics, Northwestern University, Evanston, IL (M.J.N.).

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