function formVerifier(form)
	{
	//make sure all fields are filled in 
				for (i=0;i<(form.length);i++) //loop
					{
					//checks for contents in all but fields named with a 2
					if ( (form.elements[i].name.indexOf("ZIP")==-1) && (form.elements[i].name.indexOf("2")==-1) && (form.elements[i].value=="") )
						{
						alert("Please fill in : " + form.elements[i].name); //if any are empty, return false the form and alert
						form.elements[i].focus();
						return false;
						}
					}
					// this one is true, now call check radio to see if that is false
			return true;
	}